Balance Transfer credit cards

Getting a credit card to transfer a balance is a terrific method to save on your existing credit card financial obligation. Lots of credit cards have 0 % APR balance transfer rates for 6-15 months. The key to saving more with these credit card offers is to be knowledgeable about balance transfer fees and different rate of interest for purchases.

Some credit cards have a 3 % balance transfer fee with a maximum charge of $75 or $90. These fees are OK if you could benefit from the 0% APR for more than 12 months. The costs were developed so individuals couldn’t credit card balance transfer-surf (continuously transferring their balances in order to avoid interest).




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