Prepaid debit cards

A prepaid credit card is an excellent repayment alternative if you want the benefit of a credit card but do not have the credit to qualify for one.

Prepaid debit cards let you pack a pre-deposited amount of money onto your card. You charge purchases simply like with a charge card (without the financial obligation or interest) until your cash is diminished, and you can refill when you desire. It’s an excellent option for consumers looking to regulate their spending, and for those with bad or no credit, because these cards do not need a credit check.

You can’t build credit with a prepaid debit card since it’s not reported to the significant credit bureaus. There are also several fees associated with these cards, so constantly review the small print on any prepaid debit card’s “terms and conditions”.

AccountNow® Gold Visa® Prepaid Card
Rates Fees Credit Needed
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Monthly Fee No Credit Check
N/A N/A N/A N/A N/A $9.95
AccountNow® Gold Visa® Prepaid Card
apply for a credit card

AccountNow® Prepaid Visa® Card
Rates Fees Credit Needed
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Monthly Fee Bad credit
N/A N/A N/A N/A N/A See terms
AccountNow® Prepaid Visa® Card
apply for AccountNow® Prepaid Visa® Card

READYdebit® Visa Prepaid Card
Rates Fees Credit Needed
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Monthly Fee No Credit Check
N/A N/A N/A N/A N/A See terms
READYdebit® Visa Prepaid Card
apply for READYdebit® Visa Prepaid Card
  • Get your routing number & account number instantly!
  • Free direct deposit
  • Direct deposit your paycheck or social security benefit check
  • Easy online bill pay
  • Use everywhere Visa debit cards are accepted
  • Withdraw cash at ATMs or get cash back with purchases
  • No credit or ChexSystems checks

READYdebit® Visa Mint Control Prepaid Card
Rates Fees Credit Needed
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Monthly Fee No Credit Check
N/A N/A N/A N/A N/A $0
READYdebit® Visa Mint Control Prepaid Cardapply for READYdebit® Visa Mint Control Prepaid Card
  • Free Direct Deposit
  • Easy cash reloading at 50,000+ retail locations
  • Send checks with our easy online bill pay
  • Share money between two READYdebit cards instantly

READYdebit® Visa Latte Control Prepaid Card
Rates Fees Credit Needed
Intro Rate APR Cash Adv. Rate Cash Adv. Fee Late Fee Monthly Fee No Credit Check
N/A N/A N/A N/A N/A $0
READYdebit<sup>®</sup> Visa Latte Control Prepaid Cardapply for READYdebit® Visa Latte Control Prepaid Card
  • Free Direct Deposit
  • Easy cash reloading at 50,000+ retail locations
  • Send checks with our easy online bill pay
  • Share money between two READYdebit cards instantly